FAq
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We’ve got the answers!
If you don’t see what’s on your mind, feel free to reach out to us at info@loophealth.com

How long will the Diabetes Care program last?

12 weeks! We recommend following through to see real results. You will definitely see a change in your diabetes levels with this plan.
How do you register for Loop Engage?

From the schedule provided, select the corporate engagement activities you are interested in and leave your contact details in the form provided therein and we will get in touch with you soon!
How long will it take to approve my cashless claim?

Typically, we settle group health insurance cashless claims in 3 to 4 working hours. The TAT starts when the hospital sends the documents to the TPA.
Who is eligible for the mental health sensitization course?

All HRs, managers, and organization leaders that would want to be part of the course.
Is group healthcare policy cheaper than individual health coverage?

Group health insurance is definitely a cheaper option for businesses in comparison with individual health insurance. Group mediclaim for employees comes with lower premiums and a host of added benefits that ensure your team is healthy and happy.
What are the advantages for employers who provide health insurance for their employees?

Both employers and employees benefit from group health insurance. For employees, here are the advantages:
- Healthy, happy, and more productive employees
- Easy on the wallet and value for money
- Extended coverage for family
- Efficient claims process
- Covers pre-existing diseases without a waiting period
- Added health and wellness benefits
- Continuous support
- Virtual primary care
Can sessions be customised?

Yes, events can be customised as per client needs and requirements. If required, Loop can host a dry run 72 hours prior to the event to align the flow and set expectations
Do I need to prepare anything before attending the session?

Preparation requirements (e.g., space, equipment) will be communicated before the session, if applicable.
I have other conditions along with Diabetes (eg. Hypertension, kidney or liver issues, etc). Is this programme for me?

Yes. Our care team is trained to treat Diabetes and all of its complications or comorbidities. Both doctors and coaches will take a detailed history from you before creating your plan.
I’m not that comfortable with using technology, can I still sign up?

Definitely! If you are comfortable using Whatsapp, this programme will be very easy for you. Our experts and coaches will work with you to ensure your diabetes is under control.
Can you cancel your group health insurance?

Yes, you can cancel your employer group health insurance plan. After cancellation, you will continue to get medical coverage until the end of the month. For example, if you cancel your coverage on the 16th of December, you will get medical coverage until December end.
Read more here: Group Health Insurance Cancellation Policy
How do group health insurance claims work?

There are two types of claims - cashless claims and reimbursement claims. Both work differently.
- Cashless claims - In the cashless claims option, the insurer directly makes payment to the network hospital with you paying a minimal amount. For this to be possible, you must visit a network hospital that’s a part of your provider’s network hospital. Your group health plan must cover the condition you or your family member is diagnosed with.
- Reimbursement claims - In this process, you can visit any hospital of your choice, undergo treatment, and make the payment as usual. After your discharge, you can contact your insurer and file for a reimbursement claim along with the necessary documents. Upon approval, the amount will be transferred to your account.
I’m not that comfortable with using technology, can I still sign up?

Yes, absolutely. Our coaches will hand-hold you at every point and will help you get equipped with our platform.
Why should you join Loop’s HR community?

When you join Loop’s HR community, you can be a part of the monthly HR meetups (virtually as of now). Here you can discuss hot topics where experts share their views. Stay tuned to our LinkedIn or Twitter page for announcements.
Do group policies cover OPD expenses?

Not all illnesses require hospitalization. OPD (Outpatient Department) expenses are costs like dental procedures where you visit a clinic or hospital for treatment, get treatment/medicines and you’re back to good health in a few days. Typically, such expenses are minimal, and they’re not covered in group health insurance policies.
What do you mean by non-medical or payable expenses?

To restrict the misuse of health insurance, the IRDA (Insurance Regulatory and Development Authority) has strict claim settlement norms. They’ve divided a few expenses you might meet with during hospitalization into non-medical expenses and non-payable expenses. Some of these include food, mineral water, laundry charges, thermometer, attendant charges, braces/belts, etc. Such costs are NOT compensated for during the claims settlement process.
What is the maximum number of claims allowed under group health insurance?

There’s no limit on the number of group health insurance claims you can register during your policy’s term. You can make claims until you exhaust your total sum insured.
Can I choose more than one health provider for tests?

Absolutely, you have the flexibility to select multiple health providers for your tests to best suit your needs.
What is the procedure for removing a team member?

You can easily delete team members from the HR dashboard.
What formats are the wellness sessions available in?

Our sessions are offered in both offline and online formats, depending on availability.
Is medical insurance mandatory for employees in India?

Yes, health insurance has been made mandatory for employees by the government of India post the COVID-19 pandemic. This has been put in place to ensure that every employee has some form of protection with group health insurance plan.
What are the various waiting periods in group health insurance coverage?

The waiting period in insurance varies from policy to policy and issuer to issuer. The different ones are:
- Initial
- Pre-existing disease
- For a specific disease
- Maternity and newborns
Read more here: Group Health Insurance Waiting Periods
What is the best way for you to invite our team members?

When you purchase a group health insurance policy by Loop, you get a scheduled day for an onboarding event with us. Before this day, you must share your employee data with our onboarding team to invite them.
Can I buy this for a friend or family member?

Of course! You can buy this plan for yourself or for your loved ones. Just make sure you input the correct patient information during purchase.
Where can the sessions be conducted?

If required, Loop can facilitate a Zoom meeting link to help conduct a session at no extra charge
What elements of the event would loop cover?

Loop would propose a topic, source a speaker, share creatives and session flow for the event.
Which apps are required to participate in the Stepathon?

The Stepathon is hosted entirely on the Loop App. In addition, employees will need a step tracking app - Apple Health (iOS users) or Google Fit (Android users), as the step count information is extracted from these platforms.
How do you ensure fairplay?

We have an abuse detection tool that tracks any kind of cheating on our backend. Our tool detects the steps taken by the user in every 15 minutes, along with the number of devices connected, whether there’s been a manual input of steps, and flags excessive stepcounts. Loop will share this report with your HR team to take the final call on disqualification.
How many employees do you need for group health insurance?

The minimum requirement for group health insurance with Loop is 7 members.
How long will the iQuit program last?

This program will last for 4 weeks. However, you can extend your plan and stay with us as long as you want.
What do you mean by pre and post hospitalization expenses?

Pre-hospitalization expenses are medical costs the insured incurs before hospitalization like X-rays, urine tests, blood tests, etc.
Post-hospitalization are the expenses after discharge like consultation fees, the cost of medicines, diagnostic charges, etc.
Both these costs are covered under a group health insurance plan.
What is the procedure for adding a team member?

You can easily enrol your team members from the HR dashboard.
Can I buy this for a friend or family member?

Definitely! Our referral program is designed to invite more people to be a part of the iQuit mission.
What happens if you’re admitted for less than 24 hrs?

Daycare procedures require you to be admitted in hospital for under 24 hours. Typically, if you’re admitted for under 24 hours and the procedure you’re undergoing is not covered under the daycare list, then it’s not eligible for a claim. In order to make a claim, the minimum period for hospitalization is 24 hours or the procedure should fall under the daycare list.
How long is each wellness session?

Each session lasts for one hour.
Are there any advantages for us already being Loop members?

As a Loop member, each employee will get a personalized care plan and regular follow-ups with their Loop medical advisor.
Are all the services free?

There are unlimited, free doctor consultations and chats with the medical advisor. The lab tests are at discounted prices for our members, with a concierge booking service from our team.
Is Loop Engage chargeable?

Yes. If you’re interested in boosting engagement, click on the sign me up button, leave your contact details in the form provided therein and we will get in touch with you.
What are administration charges?

Like non-medical and non-payable, there’s a standard list by IRDA for administration charges that all health insurers do not approve or cover. These include patient identification bands, visitor passes, entrance passes, discharge procedure costs, admission kits, etc.
Why do I need business insurance?

You need business insurance to safeguard your business against various risks and uncertainties. Insurance like Asset Protection, Marine, Directors & Officers, Commercial General Liability, Errors and Omissions, and Cyber Liability Insurance from Loop protects your business assets, covers legal liabilities, and ensures business continuity against unforeseen risks and challenges. This protection is crucial for the stability and longevity of your business operations.
What is Stepathon?

Imagine a happier, healthier, and more connected workforce, motivated to take steps—literally and figuratively—towards a stronger team culture.
Introducing Stepathon: A strategy-driven, highly engaging walking challenge designed to foster team building, encourage proactive healthcare, and promote a healthier lifestyle.
What is the maternity benefit in an group health insurance plan?

Maternity benefit is coverage as a part of employer group health insurance policies for pregnant women. This benefit covers the cost of normal delivery and a 14-day post-delivery checkup.
What are the kinds of wellness events?

The wellness events Loop conducts ranges from mental health, physical fitness, nutrition, social well-being, on-site drives, and more. We even customize sessions according to your company’s needs.
What are newsletters and how many does Loop send?

The newsletter contains tips and tricks for members to effectively deal with the daily hustle and how to maintain a healthy life. We send them out every Wednesday.
What types of doctors are available on the Loop app?

We have empathetic, experienced doctors in the following specialties:
- General physician
- Diabetologists
- Dermatologists
- Women’s wellness
- Mental health
- Nutrition
- Pediatrics
What documents do you require for raising a claim?

To raise a claim, you need the following documents:
- Identity proof issued by the government
- Proof of residence and employer address
- 6-month salary slip
- Signed claim form with the details of the claim for reimbursement
- Printout of form 2A
When is a team member's membership activated?

The Loop team will share an e-policy card that members can access from the Loop app. Post this, the membership is active.
Can I contact Loop’s customer support team if I have questions or need assistance?

Yes, you can contact Loop's customer support team whenever you have questions or need assistance. Loop is dedicated to providing fast and responsive support to manage your insurance needs, ensuring you're never alone in navigating your insurance journey.
Is no-claim bonus available with group health insurance?

No, group policies don’t come with a no-claim bonus benefit.
Who is eligible for the iQuit program?

Anyone who wants to quit smoking can be a part of the iQuit program.
How can I register for a session?

Registration details will be shared in advance—simply follow the instructions to book your spot.
How can you order medicines through the Loop app?

The way to order medicines through the Loop app is to get in touch with your medical advisor. They will provide proper guidance.
Are your services available all across India?

We would love to! And our teams are working to expand. As of now, we are offering our services in Pune, Mumbai, Bangalore, Chennai, Noida and Delhi. We’ll let you know as we bring our services to other cities!
How will the course help me?

MHASP will mindfully guide you in understanding not only your employees challenges, but also help you connect deeper with yourself in understanding mental health and well-being.
How can you book a consultation with a Loop doctor?

You can book a consultation with a Loop doctor via the Loop App.
- On the home page, click on doctor consultations.
- Select a specialty, and choose your doctor.
- Choose your preferred time slot.
Your consultation will start appearing under “visits” on the app.
Does group health insurance cover pre-existing conditions?

Unlike individual health insurance plans, group health insurance policies with Loop include health insurance plan for pre-existing conditions with no waiting period in India.
When is the claim processing time?

The standard reimbursement claim processing time is 3 to 4 working weeks.
Can I choose between offline and online sessions?

Yes, you can select your preferred format based on availability.
Where can you get a copy of your health insurance card?

You can find a copy of your health insurance card on the Loop app. Once you log in, you need to click on the insurance tab and then view the card.
Does a Loop employee medical insurance policy cover treatment for COVID-19?

Yes, Loop offers comprehensive and cheap group health insurance plans at affordable costs, including COVID-19 cover.
What kind of wellness topics are covered in these sessions?

Topics include physical fitness, stress management, mindfulness, nutrition, and more to enhance overall well-being.
Should you pick a bank offered corporate insurance policy?

There’s a vast difference between employer group health insurance and a bank group health insurance policy. What you choose entirely relies on what you’re looking for. That being said, employer health insurance comes with a bunch of advantages like no waiting period for pre-existing diseases, choosing the choice of your doctor, added wellness benefits, maternity cover, an extensive network of cashless hospitals, and more.
How can you book a lab test?

Login to the Loop app and select “Book Lab Tests”. Then choose “Request a call from the MA (medical advisor).” Over the call, they will set up the time slot for lab sample collection and help with payment too.
What is Loop Engage?

Loop Engage curates a series of employee engagement events that address core concerns and ongoing challenges every individual faces today. These range from mental and emotional well-being to financial wellness, and mastering workplace skills.
We are a remote-first company, can we still get the tests done?

Yes, your remote-first company can take advantage of our testing options in Tier 1, Tier 2, Tier 3 cities and more.
Are these sessions suitable for beginners?

Absolutely! Our sessions are designed to be beginner-friendly and inclusive for all levels.
Who conducts these wellness sessions?

Sessions are led by certified professionals with expertise in their respective fields.
What are the clinical services Loop offers members?

All of Loop’s members can access the following services:
- 24x7 chat support with a medical advisor about any health concerns or queries
- Unlimited free online consultations with our doctors
- Get assistance to book lab tests at home
How does Loop assist during the claims process?

At Loop, we prioritize prompt and efficient support during the claims process. Understanding the urgency of such situations, we swiftly dispatch an inspector to the incident site whenever necessary. Our team also assists in filing the appropriate documents promptly to expedite the claims process. This commitment to rapid and effective service is demonstrated by our ability to process a significant claim for a manufacturer in Kolkata on the very day of the incident, ensuring minimal disruption to their business operations.
How can you get in touch with the wellness team?

You can reach the wellness team by emailing them at welllness@loophealth.com
How is Loop group health insurance policy beneficial?

Loop Health is a modern health care provider with a proactive approach from start to finish. A group health plan includes a plethora of added benefits, including wellness perks, to your policy at no additional cost. Furthermore, with a team of specialized doctors and medical professionals available 24 X 7, all your health queries will be sorted out with ease. And the dedicated claims team will ensure your experience is absolutely hassle-free.
What are achievable weekly plans?

Your coach and you have 12 weekly video-call meetings. In each video call, they will set a weekly plan which would include mini targets you have to achieve. These would be extremely specific targets according to your motivation level, and what you can control in your daily life. Your coach will proactively message you on WhatsApp to check up on you every alternative day, to motivate you. You can also message your coach for any questions-big or small.
How should startups get group health insurance for employees?

With corporate health insurance, there’s no one size fits all option - and that’s the best part! You can get group health insurance for startups as well as large businesses. You can pick a plan and customize it according to your team and your needs. Insurance for your team is like an investment. You can contact Loop’s team here.
How does it work?

- Register: Download, install, and login to the Loop App & create your team
- Gear Up: Build your squad by adding your teammates & colleagues!
- Walk the Talk: Step up each day & lead your team to victory.
- surPrize me: Win exciting prizes, team recognition & bragging rights!
How do I get a quote for business insurance?

You can request a free quote by filling out our quote form or contacting our team via email or call.
Do you guarantee success?

While we do not have a money-back guarantee, we assure you our program will help you with working techniques to refrain from smoking.
How many Loop Engage events are hosted a month?

Twice a month. Between 3 PM to 4 PM or 5 PM to 6 PM.
Is there a cost to host this event?

We can host the Stepathon for you at no additional charge. The only cost to you, as a company, are the prizes that would be awarded to top teams/performers.
Who is eligible for the Diabetes Care program?

Anyone who has Type 2 Diabetes or Pre-diabetes is eligible. We cater to people from all age groups.
When should you buy group health insurance for your company?

Simply put, the best time to purchase group health insurance for employees is right away. Besides, the government has made it a mandate for all employers to offer some sort of health insurance or coverage to their employees. Before it’s too late, start browsing through our plans and find affordable and well-rounded group health insurance plans.
Where can you reach the wellness session speakers?

You can reach the wellness session speakers by downloading the Loop Health app and booking a 1:1 free consultation. These consultations are unlimited for all members.
What is co-payment?

Co-payment or co-pay in short is a standard part of many group health insurance plans. Essentially, it’s the percentage of the claim amount the insured bears, while the insurer pays the remainder. Since both the insured and insurer bear the amount, it’s calculated on a percentage sharing basis. This clause and the percentage is typically mentioned in the policy.
Can I customize my business insurance policy to suit my specific needs?

Yes, you can customize your business insurance policy with Loop to suit your specific needs. We offer a range of personalized insurance options including Asset Protection, Marine, Directors & Officers, Commercial General Liability, Errors and Omissions, and Cyber Liability Insurance, all designed to meet the unique requirements of your business.
Duration and team size?

Customizable
Does a cashless claim mean you don’t have to pay a single rupee?

Not all medical expenses are covered by group health insurance plans. Therefore, when you make a claim, there are some deductions because of non-admissible services or items. For example, certain services like admission fees, registration fees, etc. do not fall under the umbrella of coverage. Hence, as the insured, you need to pay for some non-medical or payable expenses. In comparison with reimbursement claims, these costs are minimal.
What factors determine the cost of my business insurance premiums?

The cost of business insurance premiums with Loop is determined by factors such as the type of coverage selected (like Asset Protection, Marine, Directors & Officers, Commercial General Liability, Errors and Omissions, Cyber Liability Insurance), the level of risk associated with your business activities, and your specific business needs. Loop aims to offer competitive pricing and flexible payment options to provide affordable yet comprehensive coverage.
How many folks have successfully quit smoking with this program?

We have worked with about 800 people and most of them have reduced their smoking habits by up to 70%. Some of these have been able to completely quit smoking.
Can I view my claims history in the Loop app?

The Loop app does not provide information on claims.
How much does group health insurance cost for small business?

The cost of group health insurance coverage for small business varies due to lot of factors. At Loop, group health insurance premiums start at Rs. 450/-. This comprises holistic cover from top insurers for your employees, including a range of added benefits and wellness perks, at no additional cost, for all-around preventive care.
Can husband and wife have group health insurance?

If both the husband and wife own a family business and are looking for a group health insurance plan, the wife or husband cannot usually count as the lone employee. If the company has two additional working employees, the wife or husband might join the employer group health plan instead of being a sole owner (who may or may not be family members).
Why is this course worth doing?

This course will enable individuals in leadership roles and HRs to understand the employee and design protocols around difficulties that can be managed rather creatively compared to putting employees on PIPs as a standard practice.
How can you resolve my medical queries in the Loop App?

If you have any medical queries, your first point of contact on the Loop app is your dedicated Medical Advisor (MA). They're available 24X7 to help with all your needs. Once you login, you can instantly chat with them and find a solution.
What details do I need to provide to begin the process?

If you would like to host this for your organisation, please book a demo with us! After this, we would require the following to proceed:
- Registration duration
- Event duration
- Prizes for 1st, 2nd, 3rd place - Cash/Vouchers/Whatever you prefer
- Max team size - Up to 5
- Complete office address with pincode and SPOC details (incase physical collaterals)
- Company logo
Can i book an event for tomorrow?

Loop would require a 10-day notice to setup an event.
How long does it take to set up this event?

Incase Physical Collaterals: Registration start date should be 12 days from checklist submission
Incase Virtual Collaterals: Registration start date should be 5 days from checklist submission
How can our team members self-onboard?

We will send every employee an email about the details of their policy and card, which they can access from the Loop app. To self-onboard, you need to download the Loop app.
Are your services available all across India?

Yes! We work with people from all over the country.
How do you use Clove dental Agarwal eye clinic services using the Loop app?

To use Clove dental Agarwal eye clinic services, you must first contact your medical advisor, who will then guide you about the process.
Does Loop have doctors who can speak regional languages?

Yes, Loop has doctors who can speak various regional languages. You can pick one as per your comfort level.
Why is medical insurance for employees in India important?

Medical exigencies are unpredictable. With a comprehensive group health plan, you can safeguard yourself and your family members, protect your savings, financial stability, fight lifestyle diseases, improve workplace productivity, and so much more.